CREDITS
Personal Loans
REQUIREMENTS
- Employee
- Age from 18 to 65 years
- Minimum working time of 8 months within the company.
Documentation to be presented:
- Proof of salary (valid for 1 month)
- Photocopy of DUI, NIT (at 150%)
- Justification of credit
- AFP History
- Photocopy of electricity or water bill (updated).
BENEFITS
- Debt insurance
- Unemployment insurance
Credit for home purchase
characteristics
- Up to 25 years term.
REQUIREMENTS
- Employee
- Age from 18 to 65 years
- Minimum working time of 8 months within the company.
Documentation to be Presented for the Purchase:
- Put Option Letter (with specifications)
- Home appraisal
- Extracted certification (maximum time 1 month)
- Copy of the seller’s DUI and NIT (enlarged to 150%)
- Municipal tax statement.
Income Documentation:
- Proof of salary (no more than 1 month old)
- Photocopy of DUI and NIT (enlarged to 150%)
- AFP History
- Photocopy of electricity or water bill (updated).
- Tax solvency
Benefits
- Debt insurance
- Unemployment Insurance
Credit for Housing Construction
characteristics
- Up to 15 years term
REQUIREMENTS
- Salaried
- Age from 18 to 65 years
- Minimum working time of 8 months within the company.
Documentation to be Submitted for the Housing to be Built:
- Copy of registered property deed.
- Extracted Certification (issued less than 1 month ago)
- Construction Budget
- Home appraisal
- Copy of the seller’s DUI and NIT (enlarged to 150%)
- Municipal tax statement.
Income Documentation:
- Proof of salary (no more than 1 month old)
- Photocopy of DUI and NIT (enlarged to 150%)
- AFP History
- Photocopy of electricity or water bill (updated).
- Tax solvency
Benefits
- Debt insurance
- Unemployment Insurance
Microenterprise Credit
REQUIREMENTS
- Minimum business time 1 and a half years.
- Age from 18 to 65 years
Documentation to be presented:
- Photocopy of DUI, NIT (at 150%)
- Justification of credit
- Municipal Tax Statement.
- Photocopy of electricity or water bill (updated).
Benefits
- Debt insurance
Credit for SMEs
REQUIREMENTS
- Minimum business time 1 and a half years.
- Age from 18 to 65 years
Documentation to be presented:
- Financial Statements
- VAT and Income Tax Receipts
- Photocopy of DUI, NIT (at 150%)
- Justification of credit
- Photocopy of electricity or water bill (updated).
Benefits
- Debt insurance
